Current Share Rates
You and other members are part-owners of your credit union. Your savings are called shares because they are your share in the credit union. Your shares earn dividends because your savings represent your financial share of the credit union.
Rates as of January 1, 2021
| Club Accounts (Monthly Deposit Cap of $1,000.00) | APY* | Dividend Rate |
|---|
| Christmas Club | 0.10% | 0.10% |
| Vacation Club | 0.10% | 0.10% |
| Savings Calculators |
| Share Draft (Checking) - $500 Minimum to Earn Dividends | APY* | Dividend Rate |
|---|
| Free checking - No minimum monthly balance fee | 0.01% | 0.01% |
| Savings Calculators |
| Share Certificates - $500 Minimum | APY* | Dividend Rate |
|---|
| 6 months | .200% | 0.20% |
| 12 months | .249% | 0.25% |
| 24 months | .299% | 0.30% |
| Savings Calculators |
| Money Market Savings Accounts | APY* | Dividend Rate |
|---|
| $5,000.00 - $74,999.99 | 0.10% | 0.10% |
| $75,000.00- Greater | 0.15% | 0.15% |
| Savings Calculators |
*APY = Annual Percentage Yield
Money Market Savings Accounts
Rates may change weekly. Dividends calculated daily and paid quarterly.
Must maintain a minimum daily balance of $5,000.00 to earn dividends.
Minimum withdrawal amount of $500.00.
If the account is closed within 180 days of its opening, no dividends will be paid.
Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.